Our Excess and Umbrella product line offers products in both a lead and excess position over approved underlying carriers.
- Coverage can be written on an Umbrella or Excess form on either an occurrence or claims made basis.
- Construction- Commercial and Residential
- Manufacturing except:
- Invasive Medical Products
- Chemical Blending and Manufacturing (other than household cleaners)
- Pharmaceuticals/ nutritional/ dietary supplements
- Critical Auto Parts
- Aircraft Products
- Firearms and Explosives
- Service (except nursing homes)
- Commercial and Habitation Real Estate
- Municipalities (including public officials and police professionals)
- School Districts (including school board legal)
- Underlying carriers with ratings of A-VI or better
- Minimum underlying limits
- $1M/$2M/$1M for General Liability
- $1M CSL for Auto Liability.
- $500/$500/$500 for Employer’s Liability